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  • Whirling, housebreaking or theft in the house: This plan covers expenses that have to be incurred under burglary, housebreaking or theft.
  • Fire, explosion, self-ignition or light: This plan covers the expenses that a fire, explosion has to bear.
  • Malicious Act: The plan also includes malicious acts.
  • Terrorist Act: Human activities of terrorists have also been included in this plan.
  • Riot and strike: Under this plan, riots and strike are also included. Earthquake and fire: both land
  • Kamp and fire are considered the most common occurrence in the life cycle
  • Therefore, this plan also covers these two important unpleasant events.
  • Incidents involving external means.
  • Natural disasters like flood, typhoon, hurricane, hurricane, cyclone, hail, storm and inundation have also been included under this plan.
  • Landslide or Rockslide is covered under the package plan.

Subject to depreciation deduction at the rates mentioned below in respect of parts:



I) For all rubber / nylon / plastic parts, tires, tubes and batteries - 50%
Ii) For fiber glass components - 30%
Iii) For all parts made of glass - zero
Iv) Depreciation rate for all other parts including the wooden parts as per the schedule given below:

The important exclusions are as follows:

ST

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